Call reports 2011
FIFE COMMERCIAL BANK — 2011
What FIFE COMMERCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 83,532,000 | 85,489,000 | 86,431,000 | 85,569,000 |
| Total loans | 61,888,000 | 62,813,000 | 62,392,000 | 60,462,000 |
| Allowance for loan losses | 1,003,000 | 1,068,000 | 1,153,000 | 1,214,000 |
| Securities available for sale | 1,636,000 | 1,509,000 | 1,556,000 | 1,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,305,000 | 67,808,000 | 68,692,000 | 67,422,000 |
| Interest-bearing deposits | 54,764,000 | 57,100,000 | 56,727,000 | 54,956,000 |
| Noninterest-bearing deposits | 11,541,000 | 10,708,000 | 11,965,000 | 12,466,000 |
| Equity capital | 9,344,000 | 9,736,000 | 9,768,000 | 9,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,149,000 | 2,299,000 | 3,479,000 | 4,637,000 |
| Interest expense | 201,000 | 382,000 | 562,000 | 732,000 |
| Net interest income | 948,000 | 1,917,000 | 2,917,000 | 3,905,000 |
| Noninterest income | 216,000 | 273,000 | 326,000 | 390,000 |
| Noninterest expense | 650,000 | 1,240,000 | 1,777,000 | 2,325,000 |
| Provision for loan losses | 97,000 | 173,000 | 550,000 | 631,000 |
| Pretax income | 417,000 | 777,000 | 916,000 | 1,339,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 417,000 | 777,000 | 916,000 | 1,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,341,000 | 9,671,000 | 9,655,000 | 9,845,000 |
| Total capital | 10,023,000 | 10,380,000 | 10,352,000 | 10,527,000 |
| Risk-weighted assets | 54,209,000 | 56,337,000 | 55,312,000 | 53,977,000 |