Call reports 2010
FIFE COMMERCIAL BANK — 2010
What FIFE COMMERCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 90,660,000 | 91,130,000 | 87,478,000 | 82,635,000 |
| Total loans | 69,980,000 | 70,094,000 | 68,357,000 | 66,616,000 |
| Allowance for loan losses | 1,241,000 | 1,168,000 | 1,089,000 | 1,013,000 |
| Securities available for sale | 2,883,000 | 3,344,000 | 1,750,000 | 1,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,221,000 | 75,157,000 | 70,912,000 | 65,892,000 |
| Interest-bearing deposits | 62,345,000 | 60,546,000 | 58,685,000 | 55,590,000 |
| Noninterest-bearing deposits | 12,876,000 | 14,611,000 | 12,227,000 | 10,302,000 |
| Equity capital | 8,234,000 | 8,641,000 | 8,687,000 | 8,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,604,000 | 3,847,000 | 5,071,000 |
| Interest expense | 301,000 | 573,000 | 832,000 | 1,069,000 |
| Net interest income | 971,000 | 2,031,000 | 3,015,000 | 4,002,000 |
| Noninterest income | 58,000 | 151,000 | 209,000 | 159,000 |
| Noninterest expense | 584,000 | 1,160,000 | 1,698,000 | 2,220,000 |
| Provision for loan losses | 0 | 52,000 | 508,000 | 648,000 |
| Pretax income | 445,000 | 970,000 | 1,042,000 | 1,317,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 445,000 | 970,000 | 1,042,000 | 1,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,207,000 | 8,576,000 | 8,648,000 | 8,923,000 |
| Total capital | 9,061,000 | 9,437,000 | 9,489,000 | 9,735,000 |
| Risk-weighted assets | 67,967,000 | 68,613,000 | 66,995,000 | 64,768,000 |