Call reports 2009
FIFE COMMERCIAL BANK — 2009
What FIFE COMMERCIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 92,275,000 | 89,839,000 | 90,155,000 | 89,696,000 |
| Total loans | 73,414,000 | 73,365,000 | 72,451,000 | 70,816,000 |
| Allowance for loan losses | 942,000 | 991,000 | 1,064,000 | 1,279,000 |
| Securities available for sale | 1,116,000 | 2,093,000 | 3,402,000 | 2,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,450,000 | 73,714,000 | 74,160,000 | 74,587,000 |
| Interest-bearing deposits | 63,684,000 | 62,038,000 | 62,033,000 | 62,015,000 |
| Noninterest-bearing deposits | 12,766,000 | 11,676,000 | 12,127,000 | 12,572,000 |
| Equity capital | 7,483,000 | 7,665,000 | 7,757,000 | 7,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,433,000 | 2,871,000 | 4,238,000 | 5,789,000 |
| Interest expense | 473,000 | 917,000 | 1,333,000 | 1,695,000 |
| Net interest income | 960,000 | 1,954,000 | 2,905,000 | 4,094,000 |
| Noninterest income | 50,000 | 118,000 | 162,000 | 279,000 |
| Noninterest expense | 594,000 | 1,175,000 | 1,713,000 | 2,303,000 |
| Provision for loan losses | 44,000 | 184,000 | 419,000 | 774,000 |
| Pretax income | 372,000 | 713,000 | 933,000 | 1,311,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 372,000 | 713,000 | 933,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,445,000 | 7,631,000 | 7,695,000 | 7,918,000 |
| Total capital | 8,352,000 | 8,532,000 | 8,550,000 | 8,790,000 |
| Risk-weighted assets | 72,516,000 | 72,018,000 | 68,211,000 | 69,326,000 |