Call reports 2008
FIFE COMMERCIAL BANK — 2008
What FIFE COMMERCIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 89,095,000 | 90,103,000 | 88,507,000 | 88,527,000 |
| Total loans | 70,361,000 | 70,564,000 | 71,884,000 | 71,528,000 |
| Allowance for loan losses | 926,000 | 925,000 | 914,000 | 901,000 |
| Securities available for sale | 2,072,000 | 1,129,000 | 2,024,000 | 1,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,562,000 | 75,911,000 | 73,609,000 | 73,524,000 |
| Interest-bearing deposits | 63,471,000 | 64,227,000 | 61,305,000 | 60,714,000 |
| Noninterest-bearing deposits | 11,091,000 | 11,684,000 | 12,304,000 | 12,810,000 |
| Equity capital | 7,418,000 | 7,427,000 | 7,503,000 | 7,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,715,000 | 3,359,000 | 4,993,000 | 6,475,000 |
| Interest expense | 714,000 | 1,374,000 | 1,982,000 | 2,538,000 |
| Net interest income | 1,001,000 | 1,985,000 | 3,011,000 | 3,937,000 |
| Noninterest income | 64,000 | 142,000 | 205,000 | 258,000 |
| Noninterest expense | 607,000 | 1,199,000 | 1,799,000 | 2,354,000 |
| Provision for loan losses | 0 | 0 | 14,000 | 54,000 |
| Pretax income | 458,000 | 928,000 | 1,403,000 | 1,787,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 458,000 | 928,000 | 1,403,000 | 1,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,374,000 | 7,407,000 | 7,484,000 | 7,229,000 |
| Total capital | 8,300,000 | 8,321,000 | 8,398,000 | 8,130,000 |
| Risk-weighted assets | 74,483,000 | 73,082,000 | 73,609,000 | 72,374,000 |