Call reports 2007
FIFE COMMERCIAL BANK — 2007
What FIFE COMMERCIAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 91,397,000 | 98,113,000 | 87,249,000 | 85,265,000 |
| Total loans | 73,470,000 | 74,965,000 | 73,607,000 | 73,202,000 |
| Allowance for loan losses | 929,000 | 930,000 | 930,000 | 925,000 |
| Securities available for sale | 1,701,000 | 3,486,000 | 3,856,000 | 3,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,552,000 | 83,616,000 | 73,687,000 | 71,722,000 |
| Interest-bearing deposits | 63,863,000 | 64,463,000 | 62,066,000 | 61,039,000 |
| Noninterest-bearing deposits | 12,689,000 | 19,153,000 | 11,621,000 | 10,683,000 |
| Equity capital | 7,276,000 | 7,294,000 | 7,391,000 | 7,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,843,000 | 3,812,000 | 5,685,000 | 7,525,000 |
| Interest expense | 761,000 | 1,562,000 | 2,359,000 | 3,118,000 |
| Net interest income | 1,082,000 | 2,250,000 | 3,326,000 | 4,407,000 |
| Noninterest income | 83,000 | 157,000 | 238,000 | 313,000 |
| Noninterest expense | 632,000 | 1,247,000 | 1,857,000 | 2,467,000 |
| Provision for loan losses | 16,000 | 15,000 | 15,000 | 11,000 |
| Pretax income | 517,000 | 1,145,000 | 1,692,000 | 2,242,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 517,000 | 1,145,000 | 1,692,000 | 2,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,267,000 | 7,294,000 | 7,365,000 | 7,437,000 |
| Total capital | 8,179,000 | 8,224,000 | 8,295,000 | 8,362,000 |
| Risk-weighted assets | 72,971,000 | 79,621,000 | 76,610,000 | 75,845,000 |