Call reports 2006
FIFE COMMERCIAL BANK — 2006
What FIFE COMMERCIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 84,071,000 | 81,802,000 | 87,426,000 | 87,409,000 |
| Total loans | 68,277,000 | 67,660,000 | 69,686,000 | 74,206,000 |
| Allowance for loan losses | 872,000 | 872,000 | 879,000 | 914,000 |
| Securities available for sale | 2,230,000 | 4,187,000 | 3,281,000 | 2,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,075,000 | 66,368,000 | 72,106,000 | 72,693,000 |
| Interest-bearing deposits | 56,228,000 | 55,039,000 | 58,741,000 | 61,077,000 |
| Noninterest-bearing deposits | 12,847,000 | 11,329,000 | 13,365,000 | 11,616,000 |
| Equity capital | 6,598,000 | 6,926,000 | 7,105,000 | 7,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,558,000 | 3,309,000 | 5,164,000 | 7,075,000 |
| Interest expense | 512,000 | 1,101,000 | 1,739,000 | 2,460,000 |
| Net interest income | 1,046,000 | 2,208,000 | 3,425,000 | 4,615,000 |
| Noninterest income | 92,000 | 176,000 | 259,000 | 442,000 |
| Noninterest expense | 598,000 | 1,220,000 | 1,894,000 | 2,628,000 |
| Provision for loan losses | 38,000 | 38,000 | 45,000 | 80,000 |
| Pretax income | 504,000 | 1,128,000 | 1,757,000 | 2,361,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 504,000 | 1,128,000 | 1,757,000 | 2,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,609,000 | 6,956,000 | 7,108,000 | 7,230,000 |
| Total capital | 7,466,000 | 7,786,000 | 7,972,000 | 8,141,000 |
| Risk-weighted assets | 68,515,000 | 66,344,000 | 69,145,000 | 72,896,000 |