Call reports 2005
FIFE COMMERCIAL BANK — 2005
What FIFE COMMERCIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 76,074,000 | 78,347,000 | 79,170,000 | 80,395,000 |
| Total loans | 61,041,000 | 62,311,000 | 66,428,000 | 66,608,000 |
| Allowance for loan losses | 763,000 | 779,000 | 830,000 | 835,000 |
| Securities available for sale | 2,290,000 | 2,302,000 | 2,269,000 | 2,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,658,000 | 63,265,000 | 64,193,000 | 65,508,000 |
| Interest-bearing deposits | 51,628,000 | 51,535,000 | 51,643,000 | 51,786,000 |
| Noninterest-bearing deposits | 11,030,000 | 11,730,000 | 12,550,000 | 13,722,000 |
| Equity capital | 6,224,000 | 6,476,000 | 6,558,000 | 6,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,605,000 | 4,141,000 | 5,661,000 |
| Interest expense | 311,000 | 706,000 | 1,143,000 | 1,625,000 |
| Net interest income | 896,000 | 1,899,000 | 2,998,000 | 4,036,000 |
| Noninterest income | 76,000 | 170,000 | 245,000 | 333,000 |
| Noninterest expense | 537,000 | 1,091,000 | 1,654,000 | 2,290,000 |
| Provision for loan losses | 42,000 | 58,000 | 113,000 | 117,000 |
| Pretax income | 393,000 | 920,000 | 1,476,000 | 1,940,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 393,000 | 920,000 | 1,476,000 | 1,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,245,000 | 6,469,000 | 6,568,000 | 6,576,000 |
| Total capital | 6,997,000 | 7,231,000 | 7,370,000 | 7,403,000 |
| Risk-weighted assets | 60,121,000 | 60,970,000 | 64,096,000 | 66,192,000 |