Call reports 2004
FIFE COMMERCIAL BANK — 2004
What FIFE COMMERCIAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 66,679,000 | 64,199,000 | 68,151,000 | 68,901,000 |
| Total loans | 52,588,000 | 51,788,000 | 54,411,000 | 57,686,000 |
| Allowance for loan losses | 657,000 | 665,000 | 680,000 | 721,000 |
| Securities available for sale | 3,227,000 | 2,493,000 | 2,386,000 | 2,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,658,000 | 53,064,000 | 55,548,000 | 56,431,000 |
| Interest-bearing deposits | 43,725,000 | 42,613,000 | 43,577,000 | 45,465,000 |
| Noninterest-bearing deposits | 11,933,000 | 10,451,000 | 11,971,000 | 10,966,000 |
| Equity capital | 5,490,000 | 5,702,000 | 6,015,000 | 6,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,080,000 | 2,215,000 | 3,386,000 | 4,607,000 |
| Interest expense | 211,000 | 440,000 | 683,000 | 946,000 |
| Net interest income | 869,000 | 1,775,000 | 2,703,000 | 3,661,000 |
| Noninterest income | 99,000 | 204,000 | 301,000 | 412,000 |
| Noninterest expense | 538,000 | 1,090,000 | 1,650,000 | 2,214,000 |
| Provision for loan losses | 30,000 | 38,000 | 53,000 | 94,000 |
| Pretax income | 400,000 | 851,000 | 1,301,000 | 1,765,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 400,000 | 851,000 | 1,301,000 | 1,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,424,000 | 5,729,000 | 5,974,000 | 6,004,000 |
| Total capital | 6,066,000 | 6,354,000 | 6,642,000 | 6,699,000 |
| Risk-weighted assets | 51,323,000 | 49,933,000 | 53,393,000 | 55,614,000 |