Call reports 2003
FIFE COMMERCIAL BANK — 2003
What FIFE COMMERCIAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 62,415,000 | 61,061,000 | 61,308,000 | 62,600,000 |
| Total loans | 42,637,000 | 46,104,000 | 47,466,000 | 50,215,000 |
| Allowance for loan losses | 543,000 | 575,000 | 593,000 | 627,000 |
| Securities available for sale | 3,854,000 | 3,155,000 | 2,070,000 | 2,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,058,000 | 52,721,000 | 52,240,000 | 52,896,000 |
| Interest-bearing deposits | 44,983,000 | 44,155,000 | 42,415,000 | 42,504,000 |
| Noninterest-bearing deposits | 9,075,000 | 8,566,000 | 9,825,000 | 10,392,000 |
| Equity capital | 5,081,000 | 5,198,000 | 5,438,000 | 5,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,033,000 | 3,060,000 | 4,133,000 |
| Interest expense | 258,000 | 497,000 | 709,000 | 912,000 |
| Net interest income | 774,000 | 1,536,000 | 2,351,000 | 3,221,000 |
| Noninterest income | 99,000 | 203,000 | 315,000 | 405,000 |
| Noninterest expense | 441,000 | 917,000 | 1,428,000 | 1,981,000 |
| Provision for loan losses | 4,000 | 31,000 | 49,000 | 83,000 |
| Pretax income | 428,000 | 791,000 | 1,189,000 | 1,562,000 |
| Income tax | 147,000 | 271,000 | 407,000 | 509,000 |
| Net income | 281,000 | 520,000 | 782,000 | 1,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,051,000 | 5,150,000 | 5,412,000 | 5,098,000 |
| Total capital | 5,594,000 | 5,725,000 | 6,002,000 | 5,711,000 |
| Risk-weighted assets | 45,583,000 | 46,879,000 | 47,216,000 | 49,019,000 |