Call reports 2002
FIFE COMMERCIAL BANK — 2002
What FIFE COMMERCIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,765,000 | 56,735,000 | 59,688,000 | 64,465,000 |
| Total loans | 39,566,000 | 41,523,000 | 43,328,000 | 44,731,000 |
| Allowance for loan losses | 497,000 | 524,000 | 544,000 | 570,000 |
| Securities available for sale | 2,216,000 | 4,172,000 | 4,320,000 | 4,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,676,000 | 50,464,000 | 51,581,000 | 56,423,000 |
| Interest-bearing deposits | 36,091,000 | 42,260,000 | 42,749,000 | 44,861,000 |
| Noninterest-bearing deposits | 8,585,000 | 8,204,000 | 8,832,000 | 11,562,000 |
| Equity capital | 4,391,000 | 4,655,000 | 4,785,000 | 4,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 986,000 | 2,073,000 | 3,152,000 | 4,236,000 |
| Interest expense | 330,000 | 640,000 | 963,000 | 1,263,000 |
| Net interest income | 656,000 | 1,433,000 | 2,189,000 | 2,973,000 |
| Noninterest income | 44,000 | 88,000 | 137,000 | 217,000 |
| Noninterest expense | 370,000 | 764,000 | 1,173,000 | 1,686,000 |
| Provision for loan losses | 6,000 | 56,000 | 77,000 | 103,000 |
| Pretax income | 324,000 | 701,000 | 1,093,000 | 1,418,000 |
| Income tax | 111,000 | 242,000 | 375,000 | 485,000 |
| Net income | 213,000 | 459,000 | 718,000 | 933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,405,000 | 4,626,000 | 4,741,000 | 4,926,000 |
| Total capital | 4,902,000 | 5,150,000 | 5,285,000 | 5,496,000 |
| Risk-weighted assets | 40,699,000 | 43,529,000 | 46,376,000 | 48,559,000 |