Call reports 2001
FIFE COMMERCIAL BANK — 2001
What FIFE COMMERCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,162,000 | 49,099,000 | 49,346,000 | 52,168,000 |
| Total loans | 33,726,000 | 35,665,000 | 36,657,000 | 39,947,000 |
| Allowance for loan losses | 421,000 | 450,000 | 458,000 | 501,000 |
| Securities available for sale | 654,000 | 2,419,000 | 1,970,000 | 1,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,924,000 | 44,084,000 | 44,695,000 | 47,537,000 |
| Interest-bearing deposits | 36,185,000 | 38,026,000 | 38,062,000 | 40,090,000 |
| Noninterest-bearing deposits | 5,739,000 | 6,058,000 | 6,633,000 | 7,447,000 |
| Equity capital | 3,974,000 | 4,130,000 | 4,175,000 | 4,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 2,082,000 | 3,137,000 | 4,244,000 |
| Interest expense | 503,000 | 1,031,000 | 1,514,000 | 1,920,000 |
| Net interest income | 513,000 | 1,051,000 | 1,623,000 | 2,324,000 |
| Noninterest income | 49,000 | 90,000 | 139,000 | 185,000 |
| Noninterest expense | 323,000 | 642,000 | 974,000 | 1,379,000 |
| Provision for loan losses | 25,000 | 58,000 | 66,000 | 128,000 |
| Pretax income | 214,000 | 441,000 | 722,000 | 1,003,000 |
| Income tax | 73,000 | 150,000 | 247,000 | 343,000 |
| Net income | 141,000 | 291,000 | 475,000 | 660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,970,000 | 4,121,000 | 4,156,000 | 4,255,000 |
| Total capital | 4,391,000 | 4,571,000 | 4,614,000 | 4,756,000 |
| Risk-weighted assets | 33,766,000 | 36,699,000 | 37,569,000 | 41,063,000 |