Call report 2004Q4
HERITAGE COMMUNITY BANK — 2004Q4
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 254,329,000 | USD | evidence → |
| Total loans | 186,464,000 | USD | evidence → |
| Allowance for loan losses | 3,592,000 | USD | evidence → |
| Securities available for sale | 32,107,000 | USD | evidence → |
| Securities held to maturity | 229,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 190,859,000 | USD | evidence → |
| Interest-bearing deposits | 168,899,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,960,000 | USD | evidence → |
| Equity capital | 34,902,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,356,000 | USD | evidence → |
| Interest expense | 3,868,000 | USD | evidence → |
| Net interest income | 10,488,000 | USD | evidence → |
| Noninterest income | 4,764,000 | USD | evidence → |
| Noninterest expense | 13,489,000 | USD | evidence → |
| Provision for loan losses | 498,000 | USD | evidence → |
| Pretax income | 1,265,000 | USD | evidence → |
| Income tax | 286,000 | USD | evidence → |
| Net income | 979,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,724,000 | USD | evidence → |
| Total capital | 30,005,000 | USD | evidence → |
| Risk-weighted assets | 181,143,000 | USD | evidence → |