Call reports 2007
BANK OF ROCKBRIDGE — 2007
What BANK OF ROCKBRIDGE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 11,033,000 |
| Total loans | 5,111,000 |
| Allowance for loan losses | 57,000 |
| Securities available for sale | 4,998,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 3,356,000 |
| Interest-bearing deposits | 2,732,000 |
| Noninterest-bearing deposits | 624,000 |
| Equity capital | 7,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 158,000 |
| Interest expense | 20,000 |
| Net interest income | 138,000 |
| Noninterest income | 62,000 |
| Noninterest expense | 405,000 |
| Provision for loan losses | 52,000 |
| Pretax income | -257,000 |
| Income tax | 0 |
| Net income | -257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 7,657,000 |
| Total capital | 7,714,000 |
| Risk-weighted assets | 6,328,000 |