Call reports 2018
CHEMICAL BANK — 2018
What CHEMICAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 19,723,654,000 | 20,249,168,000 | 20,866,126,000 | 21,460,393,000 |
| Total loans | 14,250,383,000 | 14,626,542,000 | 14,889,988,000 | 15,354,809,000 |
| Allowance for loan losses | 94,762,000 | 100,015,000 | 104,041,000 | 109,984,000 |
| Securities available for sale | 2,295,316,000 | 2,529,910,000 | 2,736,880,000 | 3,021,832,000 |
| Securities held to maturity | 676,847,000 | 602,687,000 | 608,367,000 | 624,099,000 |
| Trading assets | 11,619,000 | 18,275,000 | 21,392,000 | 26,680,000 |
| Total deposits | 13,980,969,000 | 14,565,010,000 | 15,451,993,000 | 15,604,866,000 |
| Interest-bearing deposits | 10,179,815,000 | 10,670,711,000 | 11,431,895,000 | 11,720,324,000 |
| Noninterest-bearing deposits | 3,801,154,000 | 3,894,299,000 | 4,020,098,000 | 3,884,542,000 |
| Equity capital | 2,710,732,000 | 2,757,918,000 | 2,776,857,000 | 2,820,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 177,928,000 | 367,502,000 | 565,872,000 | 775,966,000 |
| Interest expense | 25,647,000 | 57,197,000 | 95,737,000 | 142,090,000 |
| Net interest income | 152,281,000 | 310,305,000 | 470,135,000 | 633,876,000 |
| Noninterest income | 39,689,000 | 77,078,000 | 113,158,000 | 145,653,000 |
| Noninterest expense | 99,996,000 | 198,442,000 | 302,661,000 | 407,343,000 |
| Provision for loan losses | 6,256,000 | 15,828,000 | 21,856,000 | 30,750,000 |
| Pretax income | 85,701,000 | 173,109,000 | 258,772,000 | 341,653,000 |
| Income tax | 14,542,000 | 28,467,000 | 40,586,000 | 46,351,000 |
| Net income | 71,159,000 | 144,642,000 | 218,186,000 | 295,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,552,763,000 | 1,617,483,000 | 1,655,164,000 | 1,708,724,000 |
| Total capital | 1,655,547,000 | 1,725,300,000 | 1,766,477,000 | 1,825,742,000 |
| Risk-weighted assets | 14,804,725,000 | 15,129,325,000 | 15,264,625,000 | 16,068,045,000 |