Call reports 2017
CHEMICAL BANK — 2017
What CHEMICAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 17,575,661,000 | 18,730,163,000 | 19,314,565,000 | 19,236,876,000 |
| Total loans | 13,312,515,000 | 13,732,743,000 | 13,920,566,000 | 14,207,400,000 |
| Allowance for loan losses | 78,774,000 | 83,797,000 | 85,760,000 | 91,887,000 |
| Securities available for sale | 1,275,847,000 | 1,767,478,000 | 2,029,672,000 | 1,963,546,000 |
| Securities held to maturity | 647,192,000 | 645,605,000 | 657,176,000 | 677,093,000 |
| Trading assets | 6,376,000 | 8,636,000 | 8,779,000 | 9,376,000 |
| Total deposits | 13,144,096,000 | 13,227,524,000 | 13,838,930,000 | 13,648,705,000 |
| Interest-bearing deposits | 9,744,779,000 | 9,600,907,000 | 10,150,052,000 | 9,922,889,000 |
| Noninterest-bearing deposits | 3,399,317,000 | 3,626,617,000 | 3,688,878,000 | 3,725,816,000 |
| Equity capital | 2,638,866,000 | 2,658,060,000 | 2,673,644,000 | 2,673,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 142,890,000 | 298,019,000 | 462,957,000 | 632,112,000 |
| Interest expense | 11,741,000 | 28,139,000 | 48,766,000 | 71,533,000 |
| Net interest income | 131,149,000 | 269,880,000 | 414,191,000 | 560,579,000 |
| Noninterest income | 38,420,000 | 78,528,000 | 109,934,000 | 148,773,000 |
| Noninterest expense | 99,306,000 | 191,799,000 | 301,578,000 | 396,248,000 |
| Provision for loan losses | 4,050,000 | 10,279,000 | 15,779,000 | 23,300,000 |
| Pretax income | 66,303,000 | 146,497,000 | 206,936,000 | 282,416,000 |
| Income tax | 21,204,000 | 46,039,000 | 60,194,000 | 119,718,000 |
| Net income | 45,099,000 | 100,458,000 | 146,742,000 | 162,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,496,181,000 | 1,517,974,000 | 1,526,212,000 | 1,513,219,000 |
| Total capital | 1,581,814,000 | 1,608,527,000 | 1,619,878,000 | 1,613,087,000 |
| Risk-weighted assets | 13,575,097,000 | 14,303,653,000 | 14,475,879,000 | 14,704,514,000 |