Call reports 2016
CHEMICAL BANK — 2016
What CHEMICAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 9,279,558,000 | 9,490,202,000 | 9,717,567,000 | 17,284,293,000 |
| Total loans | 7,376,552,000 | 7,661,259,000 | 7,858,125,000 | 13,072,609,000 |
| Allowance for loan losses | 70,318,000 | 71,506,000 | 72,547,000 | 78,268,000 |
| Securities available for sale | 514,015,000 | 458,552,000 | 448,989,000 | 1,234,964,000 |
| Securities held to maturity | 518,300,000 | 552,828,000 | 563,461,000 | 623,427,000 |
| Trading assets | 0 | 0 | 0 | 4,406,000 |
| Total deposits | 7,654,912,000 | 7,474,645,000 | 7,926,143,000 | 12,889,401,000 |
| Interest-bearing deposits | 5,703,704,000 | 5,467,000,000 | 5,870,044,000 | 9,547,860,000 |
| Noninterest-bearing deposits | 1,951,208,000 | 2,007,645,000 | 2,056,099,000 | 3,341,541,000 |
| Equity capital | 1,038,984,000 | 1,052,152,000 | 1,023,161,000 | 2,653,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 79,461,000 | 162,398,000 | 246,949,000 | 410,371,000 |
| Interest expense | 4,884,000 | 10,175,000 | 15,941,000 | 27,492,000 |
| Net interest income | 74,577,000 | 152,223,000 | 231,008,000 | 382,879,000 |
| Noninterest income | 20,701,000 | 43,458,000 | 66,203,000 | 126,104,000 |
| Noninterest expense | 57,072,000 | 115,979,000 | 167,833,000 | 311,613,000 |
| Provision for loan losses | 1,500,000 | 4,500,000 | 7,375,000 | 14,875,000 |
| Pretax income | 36,725,000 | 75,239,000 | 122,057,000 | 182,624,000 |
| Income tax | 11,278,000 | 22,616,000 | 33,998,000 | 53,562,000 |
| Net income | 25,447,000 | 52,623,000 | 88,059,000 | 129,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 770,054,000 | 782,683,000 | 752,957,000 | 1,522,711,000 |
| Total capital | 840,372,000 | 854,189,000 | 825,504,000 | 1,608,980,000 |
| Risk-weighted assets | 7,200,857,000 | 7,476,774,000 | 7,678,513,000 | 13,356,995,000 |