Call reports 2014
CHEMICAL BANK — 2014
What CHEMICAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 6,329,777,000 | 6,223,402,000 | 6,588,727,000 | 7,312,796,000 |
| Total loans | 4,757,103,000 | 4,905,133,000 | 5,050,267,000 | 5,697,358,000 |
| Allowance for loan losses | 78,473,000 | 77,793,000 | 77,006,000 | 75,683,000 |
| Securities available for sale | 657,818,000 | 615,975,000 | 576,211,000 | 748,864,000 |
| Securities held to maturity | 278,099,000 | 308,130,000 | 318,562,000 | 316,413,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,296,340,000 | 5,234,840,000 | 5,573,792,000 | 6,124,791,000 |
| Interest-bearing deposits | 4,077,259,000 | 3,951,401,000 | 4,229,076,000 | 4,533,118,000 |
| Noninterest-bearing deposits | 1,219,081,000 | 1,283,439,000 | 1,344,716,000 | 1,591,673,000 |
| Equity capital | 634,207,000 | 645,728,000 | 653,952,000 | 745,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 53,645,000 | 108,825,000 | 165,454,000 | 227,261,000 |
| Interest expense | 3,881,000 | 7,618,000 | 11,225,000 | 14,763,000 |
| Net interest income | 49,764,000 | 101,207,000 | 154,229,000 | 212,498,000 |
| Noninterest income | 14,906,000 | 32,058,000 | 48,647,000 | 67,644,000 |
| Noninterest expense | 42,013,000 | 84,578,000 | 127,293,000 | 177,345,000 |
| Provision for loan losses | 1,600,000 | 3,100,000 | 4,600,000 | 6,100,000 |
| Pretax income | 21,057,000 | 45,643,000 | 71,039,000 | 96,768,000 |
| Income tax | 6,359,000 | 13,866,000 | 21,653,000 | 29,802,000 |
| Net income | 14,698,000 | 31,777,000 | 49,386,000 | 66,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 529,560,000 | 540,214,000 | 550,401,000 | 582,783,000 |
| Total capital | 589,254,000 | 601,561,000 | 613,673,000 | 654,031,000 |
| Risk-weighted assets | 4,756,775,000 | 4,891,314,000 | 5,047,996,000 | 5,695,412,000 |