Call reports 2012
CHEMICAL BANK — 2012
What CHEMICAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 5,443,345,000 | 5,338,954,000 | 5,567,595,000 | 5,904,498,000 |
| Total loans | 3,868,178,000 | 3,974,967,000 | 4,034,234,000 | 4,185,400,000 |
| Allowance for loan losses | 87,785,000 | 86,711,000 | 84,694,000 | 84,491,000 |
| Securities available for sale | 676,007,000 | 675,476,000 | 641,823,000 | 582,054,000 |
| Securities held to maturity | 191,297,000 | 213,034,000 | 221,536,000 | 229,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,461,620,000 | 4,383,781,000 | 4,599,111,000 | 4,921,683,000 |
| Interest-bearing deposits | 4,275,486,000 | 4,149,781,000 | 4,447,054,000 | 3,835,826,000 |
| Noninterest-bearing deposits | 186,134,000 | 234,000,000 | 152,057,000 | 1,085,857,000 |
| Equity capital | 568,125,000 | 577,036,000 | 581,187,000 | 579,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 52,664,000 | 105,131,000 | 157,603,000 | 210,666,000 |
| Interest expense | 6,469,000 | 12,490,000 | 18,081,000 | 23,213,000 |
| Net interest income | 46,195,000 | 92,641,000 | 139,522,000 | 187,453,000 |
| Noninterest income | 14,369,000 | 29,738,000 | 43,756,000 | 59,026,000 |
| Noninterest expense | 37,048,000 | 73,761,000 | 110,876,000 | 152,524,000 |
| Provision for loan losses | 5,000,000 | 9,000,000 | 13,500,000 | 18,500,000 |
| Pretax income | 18,516,000 | 39,618,000 | 58,902,000 | 75,489,000 |
| Income tax | 5,519,000 | 12,157,000 | 17,772,000 | 22,111,000 |
| Net income | 12,997,000 | 27,461,000 | 41,130,000 | 53,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 474,002,000 | 485,533,000 | 486,794,000 | 483,761,000 |
| Total capital | 522,729,000 | 535,799,000 | 537,467,000 | 536,223,000 |
| Risk-weighted assets | 3,859,114,000 | 3,984,800,000 | 4,019,818,000 | 4,164,941,000 |