Call reports 2011
CHEMICAL BANK — 2011
What CHEMICAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 5,326,869,000 | 5,196,940,000 | 5,432,418,000 | 5,331,931,000 |
| Total loans | 3,686,549,000 | 3,754,884,000 | 3,775,638,000 | 3,850,103,000 |
| Allowance for loan losses | 89,674,000 | 89,733,000 | 88,713,000 | 88,333,000 |
| Securities available for sale | 585,992,000 | 612,466,000 | 610,493,000 | 667,276,000 |
| Securities held to maturity | 163,890,000 | 190,029,000 | 186,432,000 | 183,339,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,382,517,000 | 4,251,223,000 | 4,480,835,000 | 4,367,107,000 |
| Interest-bearing deposits | 4,191,749,000 | 4,032,356,000 | 4,306,596,000 | 4,213,448,000 |
| Noninterest-bearing deposits | 190,768,000 | 218,867,000 | 174,239,000 | 153,659,000 |
| Equity capital | 551,078,000 | 558,173,000 | 564,710,000 | 559,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 53,675,000 | 107,114,000 | 161,112,000 | 215,242,000 |
| Interest expense | 8,470,000 | 16,615,000 | 24,344,000 | 31,389,000 |
| Net interest income | 45,205,000 | 90,499,000 | 136,768,000 | 183,853,000 |
| Noninterest income | 11,417,000 | 23,688,000 | 35,619,000 | 46,224,000 |
| Noninterest expense | 35,235,000 | 69,472,000 | 104,832,000 | 140,477,000 |
| Provision for loan losses | 7,500,000 | 14,500,000 | 20,900,000 | 26,000,000 |
| Pretax income | 13,887,000 | 30,215,000 | 46,655,000 | 63,600,000 |
| Income tax | 4,182,000 | 9,120,000 | 13,454,000 | 18,372,000 |
| Net income | 9,705,000 | 21,095,000 | 33,201,000 | 45,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 423,705,000 | 431,248,000 | 438,481,000 | 461,338,000 |
| Total capital | 470,284,000 | 478,735,000 | 486,208,000 | 510,245,000 |
| Risk-weighted assets | 3,682,913,000 | 3,756,461,000 | 3,776,862,000 | 3,872,820,000 |