Call reports 2010
CHEMICAL BANK — 2010
What CHEMICAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 4,284,802,000 | 4,314,947,000 | 5,391,778,000 | 5,237,745,000 |
| Total loans | 2,993,258,000 | 3,033,992,000 | 3,660,418,000 | 3,702,141,000 |
| Allowance for loan losses | 84,155,000 | 89,302,000 | 89,521,000 | 89,530,000 |
| Securities available for sale | 565,823,000 | 578,470,000 | 608,823,000 | 578,610,000 |
| Securities held to maturity | 124,893,000 | 165,296,000 | 155,475,000 | 165,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,474,590,000 | 3,519,711,000 | 4,467,656,000 | 4,332,021,000 |
| Interest-bearing deposits | 3,286,312,000 | 3,417,573,000 | 4,320,115,000 | 4,144,921,000 |
| Noninterest-bearing deposits | 188,278,000 | 102,138,000 | 147,541,000 | 187,100,000 |
| Equity capital | 459,014,000 | 423,474,000 | 548,066,000 | 547,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 46,122,000 | 92,287,000 | 155,082,000 | 210,430,000 |
| Interest expense | 9,734,000 | 18,713,000 | 29,910,000 | 39,310,000 |
| Net interest income | 36,388,000 | 73,574,000 | 125,172,000 | 171,120,000 |
| Noninterest income | 10,158,000 | 20,999,000 | 33,853,000 | 44,855,000 |
| Noninterest expense | 28,465,000 | 56,844,000 | 97,752,000 | 134,069,000 |
| Provision for loan losses | 14,000,000 | 26,500,000 | 35,300,000 | 45,600,000 |
| Pretax income | 4,081,000 | 11,229,000 | 26,055,000 | 36,306,000 |
| Income tax | 695,000 | 2,890,000 | 7,014,000 | 9,435,000 |
| Net income | 3,386,000 | 8,339,000 | 19,041,000 | 26,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 403,708,000 | 368,275,000 | 442,260,000 | 419,296,000 |
| Total capital | 440,829,000 | 405,864,000 | 488,346,000 | 465,709,000 |
| Risk-weighted assets | 2,922,467,000 | 2,955,145,000 | 3,643,178,000 | 3,669,658,000 |