Call reports 2002
CHEMICAL BANK — 2002
What CHEMICAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,534,864,000 | 1,538,942,000 | 1,611,828,000 | 1,594,303,000 |
| Total loans | 750,632,000 | 760,021,000 | 760,259,000 | 794,904,000 |
| Allowance for loan losses | 13,062,000 | 13,075,000 | 13,100,000 | 13,008,000 |
| Securities available for sale | 518,876,000 | 544,201,000 | 551,719,000 | 533,921,000 |
| Securities held to maturity | 155,319,000 | 150,215,000 | 154,984,000 | 158,926,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,293,244,000 | 1,283,492,000 | 1,327,416,000 | 1,316,987,000 |
| Interest-bearing deposits | 1,095,063,000 | 1,074,664,000 | 1,108,344,000 | 1,091,668,000 |
| Noninterest-bearing deposits | 198,181,000 | 208,828,000 | 219,072,000 | 225,319,000 |
| Equity capital | 157,484,000 | 166,379,000 | 174,581,000 | 178,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 23,163,000 | 45,568,000 | 67,949,000 | 90,015,000 |
| Interest expense | 6,366,000 | 12,242,000 | 17,951,000 | 22,999,000 |
| Net interest income | 16,797,000 | 33,326,000 | 49,998,000 | 67,016,000 |
| Noninterest income | 4,612,000 | 9,678,000 | 14,459,000 | 19,483,000 |
| Noninterest expense | 10,367,000 | 20,869,000 | 31,217,000 | 41,228,000 |
| Provision for loan losses | 99,000 | 198,000 | 317,000 | 416,000 |
| Pretax income | 10,963,000 | 21,957,000 | 32,943,000 | 44,877,000 |
| Income tax | 3,671,000 | 7,359,000 | 11,053,000 | 15,091,000 |
| Net income | 7,292,000 | 14,598,000 | 21,890,000 | 29,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,885,000 | 155,236,000 | 159,625,000 | 163,395,000 |
| Total capital | 160,415,000 | 165,502,000 | 170,021,000 | 174,153,000 |
| Risk-weighted assets | 791,954,000 | 818,645,000 | 837,356,000 | 864,146,000 |