Call reports 2001
CHEMICAL BANK — 2001
What CHEMICAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,481,321,000 | 1,490,193,000 | 1,479,675,000 | 1,487,594,000 |
| Total loans | 765,412,000 | 793,554,000 | 778,775,000 | 783,856,000 |
| Allowance for loan losses | 13,007,000 | 13,050,000 | 13,076,000 | 12,987,000 |
| Securities available for sale | 395,968,000 | 418,318,000 | 415,212,000 | 448,622,000 |
| Securities held to maturity | 163,467,000 | 160,978,000 | 146,006,000 | 137,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,222,583,000 | 1,221,564,000 | 1,211,045,000 | 1,235,355,000 |
| Interest-bearing deposits | 1,029,806,000 | 1,022,670,000 | 1,011,490,000 | 1,014,118,000 |
| Noninterest-bearing deposits | 192,777,000 | 198,894,000 | 199,555,000 | 221,237,000 |
| Equity capital | 144,512,000 | 149,022,000 | 156,756,000 | 159,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 24,409,000 | 48,927,000 | 73,307,000 | 96,794,000 |
| Interest expense | 10,976,000 | 20,927,000 | 30,031,000 | 37,361,000 |
| Net interest income | 13,433,000 | 28,000,000 | 43,276,000 | 59,433,000 |
| Noninterest income | 3,724,000 | 7,893,000 | 11,982,000 | 18,886,000 |
| Noninterest expense | 8,958,000 | 18,227,000 | 27,554,000 | 39,155,000 |
| Provision for loan losses | 99,000 | 198,000 | 297,000 | 396,000 |
| Pretax income | 8,194,000 | 17,692,000 | 27,643,000 | 39,067,000 |
| Income tax | 2,637,000 | 5,739,000 | 9,035,000 | 12,872,000 |
| Net income | 5,557,000 | 11,953,000 | 18,608,000 | 26,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,247,000 | 139,935,000 | 143,954,000 | 148,427,000 |
| Total capital | 145,809,000 | 149,801,000 | 153,727,000 | 158,164,000 |
| Risk-weighted assets | 751,074,000 | 786,067,000 | 778,689,000 | 775,673,000 |