Call reports 2003
BANK ONE, WHEELING-STEUBENVILLE, NATIONAL ASSOCIATION — 2003
What BANK ONE, WHEELING-STEUBENVILLE, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Total assets | 374,002,000 | 359,547,000 |
| Total loans | 53,371,000 | 31,738,000 |
| Allowance for loan losses | 2,097,000 | 1,743,000 |
| Securities available for sale | 201,000 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 323,098,000 | 301,541,000 |
| Interest-bearing deposits | 290,997,000 | 269,279,000 |
| Noninterest-bearing deposits | 32,101,000 | 32,262,000 |
| Equity capital | 34,244,000 | 33,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Interest income | 1,677,000 | 3,163,000 |
| Interest expense | 1,635,000 | 3,177,000 |
| Net interest income | 42,000 | -14,000 |
| Noninterest income | 2,099,000 | 3,885,000 |
| Noninterest expense | 2,628,000 | 5,121,000 |
| Provision for loan losses | 94,000 | 155,000 |
| Pretax income | -581,000 | -1,405,000 |
| Income tax | -221,000 | -528,000 |
| Net income | -360,000 | -877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Tier 1 capital | 34,243,000 | 33,726,000 |
| Total capital | 35,728,000 | 35,038,000 |
| Risk-weighted assets | 118,199,000 | 104,526,000 |