Call reports 2002
BANK ONE, WHEELING-STEUBENVILLE, NATIONAL ASSOCIATION — 2002
What BANK ONE, WHEELING-STEUBENVILLE, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 336,850,000 | 340,206,000 | 338,396,000 | 365,914,000 |
| Total loans | 70,040,000 | 64,603,000 | 62,078,000 | 55,275,000 |
| Allowance for loan losses | 2,070,000 | 2,070,000 | 2,070,000 | 2,097,000 |
| Securities available for sale | 3,265,000 | 1,864,000 | 2,746,000 | 2,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,080,000 | 296,713,000 | 295,667,000 | 316,129,000 |
| Interest-bearing deposits | 269,916,000 | 271,198,000 | 269,226,000 | 283,749,000 |
| Noninterest-bearing deposits | 25,164,000 | 25,515,000 | 26,441,000 | 32,380,000 |
| Equity capital | 34,170,000 | 34,661,000 | 34,787,000 | 34,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,204,000 | 4,362,000 | 6,544,000 | 8,456,000 |
| Interest expense | 1,862,000 | 3,751,000 | 5,559,000 | 7,276,000 |
| Net interest income | 342,000 | 611,000 | 985,000 | 1,180,000 |
| Noninterest income | 1,785,000 | 5,137,000 | 8,031,000 | 10,134,000 |
| Noninterest expense | 2,136,000 | 4,837,000 | 7,868,000 | 10,431,000 |
| Provision for loan losses | 151,000 | 308,000 | 359,000 | 393,000 |
| Pretax income | -160,000 | 603,000 | 789,000 | 490,000 |
| Income tax | -66,000 | 205,000 | 264,000 | 147,000 |
| Net income | -94,000 | 398,000 | 525,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,167,000 | 34,659,000 | 34,785,000 | 34,603,000 |
| Total capital | 35,676,000 | 36,141,000 | 36,245,000 | 36,088,000 |
| Risk-weighted assets | 120,158,000 | 117,936,000 | 116,190,000 | 118,209,000 |