Call reports 2001
BANK ONE, WHEELING-STEUBENVILLE, NATIONAL ASSOCIATION — 2001
What BANK ONE, WHEELING-STEUBENVILLE, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 355,701,000 | 338,252,000 | 338,430,000 | 335,109,000 |
| Total loans | 93,702,000 | 75,758,000 | 74,221,000 | 72,171,000 |
| Allowance for loan losses | 1,794,000 | 2,039,000 | 2,068,000 | 2,070,000 |
| Securities available for sale | 47,506,000 | 47,077,000 | 12,341,000 | 2,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,373,000 | 290,105,000 | 287,813,000 | 287,551,000 |
| Interest-bearing deposits | 273,084,000 | 266,504,000 | 263,905,000 | 262,069,000 |
| Noninterest-bearing deposits | 24,289,000 | 23,601,000 | 23,908,000 | 25,482,000 |
| Equity capital | 34,992,000 | 36,017,000 | 37,249,000 | 34,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,551,000 | 10,214,000 | 14,207,000 | 16,891,000 |
| Interest expense | 3,427,000 | 6,445,000 | 9,147,000 | 11,271,000 |
| Net interest income | 2,124,000 | 3,769,000 | 5,060,000 | 5,620,000 |
| Noninterest income | 2,930,000 | 5,612,000 | 8,323,000 | 9,207,000 |
| Noninterest expense | 926,000 | 2,984,000 | 5,402,000 | 6,660,000 |
| Provision for loan losses | 49,000 | 510,000 | 633,000 | 751,000 |
| Pretax income | 4,144,000 | 5,952,000 | 7,784,000 | 7,852,000 |
| Income tax | 1,508,000 | 2,141,000 | 2,799,000 | 2,815,000 |
| Net income | 2,636,000 | 3,811,000 | 4,985,000 | 5,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,860,000 | 36,035,000 | 37,209,000 | 34,261,000 |
| Total capital | 36,626,000 | 37,611,000 | 38,767,000 | 35,787,000 |
| Risk-weighted assets | 141,291,000 | 125,642,000 | 124,159,000 | 121,553,000 |