Call reports 2005
FORT RILEY NATIONAL BANK — 2005
What FORT RILEY NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 30,324,000 | 29,532,000 | 29,247,000 | 28,535,000 |
| Total loans | 6,326,000 | 5,889,000 | 6,231,000 | 6,066,000 |
| Allowance for loan losses | 48,000 | 54,000 | 39,000 | 55,000 |
| Securities available for sale | 8,660,000 | 8,360,000 | 8,297,000 | 7,828,000 |
| Securities held to maturity | 4,622,000 | 5,446,000 | 6,920,000 | 7,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,176,000 | 26,422,000 | 24,956,000 | 24,206,000 |
| Interest-bearing deposits | 12,581,000 | 12,070,000 | 11,533,000 | 11,836,000 |
| Noninterest-bearing deposits | 14,595,000 | 14,352,000 | 13,423,000 | 12,370,000 |
| Equity capital | 3,070,000 | 3,017,000 | 4,178,000 | 4,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 264,000 | 523,000 | 778,000 | 1,058,000 |
| Interest expense | 30,000 | 62,000 | 95,000 | 132,000 |
| Net interest income | 234,000 | 461,000 | 683,000 | 926,000 |
| Noninterest income | 757,000 | 1,544,000 | 2,418,000 | 3,219,000 |
| Noninterest expense | 942,000 | 1,961,000 | 2,910,000 | 3,804,000 |
| Provision for loan losses | 12,000 | 29,000 | 49,000 | 88,000 |
| Pretax income | 37,000 | 15,000 | 142,000 | 226,000 |
| Income tax | 2,000 | 3,000 | 9,000 | 14,000 |
| Net income | 35,000 | 12,000 | 133,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,259,000 | 3,106,000 | 4,331,000 | 4,410,000 |
| Total capital | 3,307,000 | 3,160,000 | 4,370,000 | 4,465,000 |
| Risk-weighted assets | 10,751,000 | 10,484,000 | 10,772,000 | 10,445,000 |