Call reports 2004
FORT RILEY NATIONAL BANK — 2004
What FORT RILEY NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 34,269,000 | 31,864,000 | 31,859,000 | 26,470,000 |
| Total loans | 4,703,000 | 4,971,000 | 5,125,000 | 6,513,000 |
| Allowance for loan losses | 41,000 | 46,000 | 57,000 | 45,000 |
| Securities available for sale | 10,062,000 | 12,075,000 | 11,701,000 | 8,989,000 |
| Securities held to maturity | 4,191,000 | 4,472,000 | 4,659,000 | 4,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,471,000 | 29,034,000 | 28,720,000 | 23,239,000 |
| Interest-bearing deposits | 14,368,000 | 13,451,000 | 13,716,000 | 11,978,000 |
| Noninterest-bearing deposits | 17,103,000 | 15,583,000 | 15,004,000 | 11,261,000 |
| Equity capital | 2,696,000 | 2,705,000 | 3,065,000 | 3,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 489,000 | 750,000 | 1,026,000 |
| Interest expense | 33,000 | 65,000 | 96,000 | 128,000 |
| Net interest income | 201,000 | 424,000 | 654,000 | 898,000 |
| Noninterest income | 808,000 | 1,756,000 | 2,625,000 | 3,523,000 |
| Noninterest expense | 943,000 | 1,838,000 | 2,717,000 | 3,653,000 |
| Provision for loan losses | 7,000 | 10,000 | 37,000 | 41,000 |
| Pretax income | 60,000 | 333,000 | 526,000 | 679,000 |
| Income tax | 4,000 | 17,000 | 26,000 | 34,000 |
| Net income | 56,000 | 316,000 | 500,000 | 645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,634,000 | 2,895,000 | 3,079,000 | 3,224,000 |
| Total capital | 2,675,000 | 2,941,000 | 3,136,000 | 3,269,000 |
| Risk-weighted assets | 10,380,000 | 10,024,000 | 10,205,000 | 10,144,000 |