Call reports 2003
FORT RILEY NATIONAL BANK — 2003
What FORT RILEY NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,010,000 | 28,210,000 | 29,517,000 | 31,015,000 |
| Total loans | 4,927,000 | 5,051,000 | 5,064,000 | 4,744,000 |
| Allowance for loan losses | 40,000 | 38,000 | 54,000 | 54,000 |
| Securities available for sale | 4,912,000 | 8,580,000 | 9,057,000 | 10,148,000 |
| Securities held to maturity | 4,293,000 | 4,949,000 | 4,750,000 | 4,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,512,000 | 25,631,000 | 26,882,000 | 28,318,000 |
| Interest-bearing deposits | 12,505,000 | 12,589,000 | 12,836,000 | 13,209,000 |
| Noninterest-bearing deposits | 11,007,000 | 13,042,000 | 14,046,000 | 15,109,000 |
| Equity capital | 2,363,000 | 2,472,000 | 2,511,000 | 2,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 225,000 | 468,000 | 704,000 | 934,000 |
| Interest expense | 42,000 | 81,000 | 112,000 | 146,000 |
| Net interest income | 183,000 | 387,000 | 592,000 | 788,000 |
| Noninterest income | 892,000 | 1,796,000 | 2,778,000 | 3,648,000 |
| Noninterest expense | 900,000 | 1,868,000 | 2,839,000 | 3,840,000 |
| Provision for loan losses | 15,000 | 26,000 | 45,000 | 75,000 |
| Pretax income | 160,000 | 289,000 | 487,000 | 522,000 |
| Income tax | 46,000 | 84,000 | 147,000 | 152,000 |
| Net income | 114,000 | 205,000 | 340,000 | 370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,323,000 | 2,414,000 | 2,549,000 | 2,579,000 |
| Total capital | 2,363,000 | 2,452,000 | 2,603,000 | 2,633,000 |
| Risk-weighted assets | 9,071,000 | 9,613,000 | 9,966,000 | 9,845,000 |