Call reports 2002
FORT RILEY NATIONAL BANK — 2002
What FORT RILEY NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,616,000 | 24,318,000 | 24,347,000 | 22,996,000 |
| Total loans | 4,808,000 | 5,005,000 | 5,069,000 | 5,130,000 |
| Allowance for loan losses | 43,000 | 39,000 | 44,000 | 37,000 |
| Securities available for sale | 4,739,000 | 4,566,000 | 2,748,000 | 5,272,000 |
| Securities held to maturity | 4,271,000 | 4,097,000 | 5,364,000 | 4,422,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,597,000 | 22,177,000 | 22,008,000 | 20,649,000 |
| Interest-bearing deposits | 12,357,000 | 12,151,000 | 12,291,000 | 11,780,000 |
| Noninterest-bearing deposits | 10,240,000 | 10,026,000 | 9,717,000 | 8,869,000 |
| Equity capital | 1,873,000 | 2,021,000 | 2,188,000 | 2,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 511,000 | 752,000 | 1,001,000 |
| Interest expense | 66,000 | 132,000 | 189,000 | 239,000 |
| Net interest income | 190,000 | 379,000 | 563,000 | 762,000 |
| Noninterest income | 800,000 | 1,622,000 | 2,527,000 | 3,419,000 |
| Noninterest expense | 824,000 | 1,707,000 | 2,573,000 | 3,594,000 |
| Provision for loan losses | 8,000 | 43,000 | 46,000 | 52,000 |
| Pretax income | 132,000 | 225,000 | 445,000 | 509,000 |
| Income tax | 34,000 | 56,000 | 126,000 | 136,000 |
| Net income | 98,000 | 169,000 | 319,000 | 373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,934,000 | 2,005,000 | 2,155,000 | 2,209,000 |
| Total capital | 1,977,000 | 2,044,000 | 2,199,000 | 2,246,000 |
| Risk-weighted assets | 8,871,000 | 8,866,000 | 8,906,000 | 8,690,000 |