Call reports 2025
FAIRFAX STATE SAVINGS BANK — 2025
What FAIRFAX STATE SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 267,630,000 | 270,360,000 | 268,416,000 | 277,281,000 |
| Total loans | 155,753,000 | 155,770,000 | 153,142,000 | 158,034,000 |
| Allowance for loan losses | 1,820,000 | 1,868,000 | 1,930,000 | 1,815,000 |
| Securities available for sale | 84,508,000 | 91,925,000 | 93,719,000 | 102,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,872,000 | 229,657,000 | 225,996,000 | 234,153,000 |
| Interest-bearing deposits | 190,187,000 | 193,960,000 | 190,885,000 | 197,626,000 |
| Noninterest-bearing deposits | 38,685,000 | 35,697,000 | 35,111,000 | 36,527,000 |
| Equity capital | 13,426,000 | 15,400,000 | 17,562,000 | 18,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,173,000 | 6,452,000 | 9,755,000 | 13,166,000 |
| Interest expense | 1,601,000 | 3,252,000 | 4,916,000 | 6,632,000 |
| Net interest income | 1,572,000 | 3,200,000 | 4,839,000 | 6,534,000 |
| Noninterest income | 90,000 | 171,000 | 417,000 | 554,000 |
| Noninterest expense | 1,165,000 | 2,465,000 | 3,815,000 | 5,137,000 |
| Provision for loan losses | 212,000 | 242,000 | 292,000 | 413,000 |
| Pretax income | 294,000 | 673,000 | 1,158,000 | 1,644,000 |
| Income tax | 4,000 | 19,000 | 41,000 | 61,000 |
| Net income | 290,000 | 654,000 | 1,117,000 | 1,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,382,000 | 26,746,000 | 27,363,000 | 27,829,000 |