Call reports 2022
FAIRFAX STATE SAVINGS BANK — 2022
What FAIRFAX STATE SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 236,922,000 | 233,296,000 | 236,561,000 | 242,787,000 |
| Total loans | 110,939,000 | 116,724,000 | 131,480,000 | 135,552,000 |
| Allowance for loan losses | 1,387,000 | 1,473,000 | 1,555,000 | 1,387,000 |
| Securities available for sale | 96,886,000 | 92,931,000 | 85,430,000 | 89,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,263,000 | 213,148,000 | 215,415,000 | 219,196,000 |
| Interest-bearing deposits | 172,352,000 | 166,594,000 | 173,679,000 | 177,523,000 |
| Noninterest-bearing deposits | 39,911,000 | 46,554,000 | 41,736,000 | 41,673,000 |
| Equity capital | 14,834,000 | 10,167,000 | 7,392,000 | 9,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,604,000 | 3,334,000 | 5,212,000 | 7,252,000 |
| Interest expense | 202,000 | 420,000 | 730,000 | 1,291,000 |
| Net interest income | 1,402,000 | 2,914,000 | 4,482,000 | 5,961,000 |
| Noninterest income | 161,000 | 300,000 | 441,000 | 620,000 |
| Noninterest expense | 1,099,000 | 2,223,000 | 3,429,000 | 4,620,000 |
| Provision for loan losses | 18,000 | 87,000 | 156,000 | -45,000 |
| Pretax income | 441,000 | 892,000 | 1,320,000 | 1,988,000 |
| Income tax | 22,000 | 45,000 | 66,000 | 98,000 |
| Net income | 419,000 | 847,000 | 1,254,000 | 1,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,587,000 | 23,015,000 | 23,422,000 | 24,058,000 |