Call reports 2021
FAIRFAX STATE SAVINGS BANK — 2021
What FAIRFAX STATE SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 211,847,000 | 224,780,000 | 225,429,000 | 232,268,000 |
| Total loans | 94,036,000 | 96,046,000 | 98,700,000 | 102,427,000 |
| Allowance for loan losses | 1,271,000 | 1,288,000 | 1,304,000 | 1,321,000 |
| Securities available for sale | 94,296,000 | 106,784,000 | 105,188,000 | 106,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,097,000 | 195,649,000 | 193,482,000 | 199,799,000 |
| Interest-bearing deposits | 147,549,000 | 158,249,000 | 158,935,000 | 163,947,000 |
| Noninterest-bearing deposits | 36,548,000 | 37,400,000 | 34,547,000 | 35,852,000 |
| Equity capital | 20,998,000 | 22,351,000 | 22,389,000 | 22,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,481,000 | 3,252,000 | 5,082,000 | 6,684,000 |
| Interest expense | 258,000 | 505,000 | 746,000 | 974,000 |
| Net interest income | 1,223,000 | 2,747,000 | 4,336,000 | 5,710,000 |
| Noninterest income | 131,000 | 315,000 | 438,000 | 624,000 |
| Noninterest expense | 978,000 | 1,999,000 | 3,070,000 | 4,248,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 369,000 | 1,112,000 | 1,854,000 | 2,279,000 |
| Income tax | 18,000 | 56,000 | 93,000 | 114,000 |
| Net income | 351,000 | 1,056,000 | 1,761,000 | 2,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,109,000 | 21,815,000 | 22,527,000 | 22,924,000 |