Call reports 2019
FAIRFAX STATE SAVINGS BANK — 2019
What FAIRFAX STATE SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 158,347,000 | 162,311,000 | 168,370,000 | 171,775,000 |
| Total loans | 73,106,000 | 72,730,000 | 77,335,000 | 82,858,000 |
| Allowance for loan losses | 773,000 | 798,000 | 835,000 | 856,000 |
| Securities available for sale | 54,994,000 | 53,014,000 | 51,014,000 | 50,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,470,000 | 141,322,000 | 140,842,000 | 144,138,000 |
| Interest-bearing deposits | 116,255,000 | 117,841,000 | 119,402,000 | 120,804,000 |
| Noninterest-bearing deposits | 22,215,000 | 23,481,000 | 21,440,000 | 23,334,000 |
| Equity capital | 19,479,000 | 20,430,000 | 20,998,000 | 21,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,405,000 | 2,880,000 | 4,410,000 | 5,956,000 |
| Interest expense | 269,000 | 579,000 | 923,000 | 1,270,000 |
| Net interest income | 1,136,000 | 2,301,000 | 3,487,000 | 4,686,000 |
| Noninterest income | 81,000 | 161,000 | 245,000 | 359,000 |
| Noninterest expense | 883,000 | 1,839,000 | 2,767,000 | 3,753,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 332,000 | 621,000 | 952,000 | 1,735,000 |
| Income tax | 17,000 | 31,000 | 48,000 | 87,000 |
| Net income | 315,000 | 590,000 | 904,000 | 1,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,245,000 | 19,521,000 | 19,835,000 | 20,578,000 |
| Total capital | 20,018,000 | 20,319,000 | 20,670,000 | 21,434,000 |
| Risk-weighted assets | 85,143,000 | 84,772,000 | 88,742,000 | 92,727,000 |