Call reports 2018
FAIRFAX STATE SAVINGS BANK — 2018
What FAIRFAX STATE SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 147,319,000 | 149,903,000 | 146,640,000 | 157,950,000 |
| Total loans | 72,944,000 | 73,712,000 | 71,174,000 | 70,373,000 |
| Allowance for loan losses | 710,000 | 723,000 | 732,000 | 745,000 |
| Securities available for sale | 54,778,000 | 55,487,000 | 54,109,000 | 54,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,393,000 | 131,435,000 | 128,149,000 | 138,627,000 |
| Interest-bearing deposits | 109,984,000 | 109,734,000 | 107,294,000 | 116,466,000 |
| Noninterest-bearing deposits | 19,409,000 | 21,701,000 | 20,855,000 | 22,161,000 |
| Equity capital | 17,601,000 | 18,057,000 | 18,085,000 | 18,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,573,000 | 3,889,000 | 5,309,000 |
| Interest expense | 187,000 | 382,000 | 605,000 | 850,000 |
| Net interest income | 1,064,000 | 2,191,000 | 3,284,000 | 4,459,000 |
| Noninterest income | 100,000 | 239,000 | 334,000 | 408,000 |
| Noninterest expense | 848,000 | 1,755,000 | 2,554,000 | 3,507,000 |
| Provision for loan losses | 20,000 | -92,000 | -92,000 | -92,000 |
| Pretax income | 293,000 | 764,000 | 1,152,000 | 1,448,000 |
| Income tax | 8,000 | 32,000 | 52,000 | 67,000 |
| Net income | 285,000 | 732,000 | 1,100,000 | 1,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,436,000 | 18,884,000 | 19,251,000 | 19,532,000 |
| Total capital | 19,146,000 | 19,607,000 | 19,983,000 | 20,277,000 |
| Risk-weighted assets | 88,302,000 | 93,803,000 | 89,477,000 | 85,449,000 |