Call reports 2017
FAIRFAX STATE SAVINGS BANK — 2017
What FAIRFAX STATE SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 143,325,000 | 145,067,000 | 142,242,000 | 154,268,000 |
| Total loans | 69,510,000 | 71,066,000 | 71,531,000 | 72,148,000 |
| Allowance for loan losses | 612,000 | 629,000 | 644,000 | 683,000 |
| Securities available for sale | 53,958,000 | 55,555,000 | 52,030,000 | 51,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,443,000 | 126,727,000 | 123,595,000 | 135,694,000 |
| Interest-bearing deposits | 105,841,000 | 107,358,000 | 103,922,000 | 114,346,000 |
| Noninterest-bearing deposits | 19,602,000 | 19,369,000 | 19,673,000 | 21,348,000 |
| Equity capital | 17,620,000 | 17,999,000 | 18,260,000 | 18,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,122,000 | 2,301,000 | 3,503,000 | 4,753,000 |
| Interest expense | 140,000 | 282,000 | 437,000 | 623,000 |
| Net interest income | 982,000 | 2,019,000 | 3,066,000 | 4,130,000 |
| Noninterest income | 136,000 | 141,000 | 215,000 | 295,000 |
| Noninterest expense | 856,000 | 1,663,000 | 2,478,000 | 3,324,000 |
| Provision for loan losses | 25,000 | 30,000 | 40,000 | 60,000 |
| Pretax income | 175,000 | 420,000 | 708,000 | 900,000 |
| Income tax | 9,000 | 21,000 | 35,000 | 45,000 |
| Net income | 166,000 | 399,000 | 673,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,816,000 | 18,050,000 | 18,323,000 | 18,505,000 |
| Total capital | 18,428,000 | 18,679,000 | 18,967,000 | 19,188,000 |
| Risk-weighted assets | 94,776,000 | 95,681,000 | 93,934,000 | 96,462,000 |