Call reports 2016
FAIRFAX STATE SAVINGS BANK — 2016
What FAIRFAX STATE SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 140,471,000 | 137,579,000 | 137,558,000 | 141,020,000 |
| Total loans | 62,134,000 | 65,183,000 | 70,609,000 | 68,982,000 |
| Allowance for loan losses | 550,000 | 568,000 | 569,000 | 580,000 |
| Securities available for sale | 63,285,000 | 60,525,000 | 55,633,000 | 54,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,524,000 | 118,712,000 | 118,773,000 | 123,008,000 |
| Interest-bearing deposits | 103,717,000 | 101,248,000 | 99,593,000 | 104,551,000 |
| Noninterest-bearing deposits | 18,807,000 | 17,464,000 | 19,180,000 | 18,457,000 |
| Equity capital | 17,678,000 | 18,508,000 | 18,472,000 | 17,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,323,000 | 3,488,000 | 4,650,000 |
| Interest expense | 139,000 | 278,000 | 418,000 | 556,000 |
| Net interest income | 1,024,000 | 2,045,000 | 3,070,000 | 4,094,000 |
| Noninterest income | 221,000 | 523,000 | 633,000 | 697,000 |
| Noninterest expense | 873,000 | 1,729,000 | 2,662,000 | 3,488,000 |
| Provision for loan losses | 10,000 | 40,000 | 40,000 | 70,000 |
| Pretax income | 362,000 | 725,000 | 991,000 | 1,223,000 |
| Income tax | 18,000 | 36,000 | 50,000 | 56,000 |
| Net income | 344,000 | 689,000 | 941,000 | 1,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,281,000 | 17,626,000 | 17,878,000 | 18,104,000 |
| Total capital | 17,831,000 | 18,194,000 | 18,447,000 | 18,684,000 |
| Risk-weighted assets | 94,368,000 | 93,483,000 | 96,450,000 | 95,144,000 |