Call reports 2015
FAIRFAX STATE SAVINGS BANK — 2015
What FAIRFAX STATE SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 146,041,000 | 147,263,000 | 139,035,000 | 143,601,000 |
| Total loans | 57,815,000 | 57,767,000 | 57,441,000 | 57,314,000 |
| Allowance for loan losses | 578,000 | 618,000 | 743,000 | 616,000 |
| Securities available for sale | 72,138,000 | 68,218,000 | 67,397,000 | 63,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,304,000 | 128,995,000 | 120,587,000 | 125,777,000 |
| Interest-bearing deposits | 111,482,000 | 112,207,000 | 104,621,000 | 107,002,000 |
| Noninterest-bearing deposits | 15,822,000 | 16,788,000 | 15,966,000 | 18,775,000 |
| Equity capital | 17,408,000 | 16,979,000 | 17,882,000 | 17,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,168,000 | 2,245,000 | 3,415,000 | 4,536,000 |
| Interest expense | 163,000 | 326,000 | 484,000 | 629,000 |
| Net interest income | 1,005,000 | 1,919,000 | 2,931,000 | 3,907,000 |
| Noninterest income | 88,000 | 339,000 | 1,212,000 | 1,460,000 |
| Noninterest expense | 860,000 | 1,950,000 | 3,066,000 | 4,039,000 |
| Provision for loan losses | 20,000 | 70,000 | 180,000 | 210,000 |
| Pretax income | 213,000 | 238,000 | 897,000 | 1,118,000 |
| Income tax | 11,000 | 12,000 | 45,000 | 56,000 |
| Net income | 202,000 | 226,000 | 852,000 | 1,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,682,000 | 16,706,000 | 17,332,000 | 17,541,000 |
| Total capital | 17,260,000 | 17,324,000 | 18,075,000 | 18,157,000 |
| Risk-weighted assets | 87,687,000 | 94,948,000 | 93,789,000 | 91,475,000 |