Call reports 2014
FAIRFAX STATE SAVINGS BANK — 2014
What FAIRFAX STATE SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 147,283,000 | 151,648,000 | 146,044,000 | 148,566,000 |
| Total loans | 55,211,000 | 54,177,000 | 55,274,000 | 57,031,000 |
| Allowance for loan losses | 1,050,000 | 1,054,000 | 1,047,000 | 562,000 |
| Securities available for sale | 81,071,000 | 78,273,000 | 77,175,000 | 75,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,479,000 | 133,340,000 | 127,621,000 | 130,243,000 |
| Interest-bearing deposits | 112,737,000 | 115,852,000 | 113,100,000 | 107,647,000 |
| Noninterest-bearing deposits | 16,742,000 | 17,488,000 | 14,521,000 | 22,596,000 |
| Equity capital | 16,358,000 | 16,856,000 | 16,883,000 | 17,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,187,000 | 2,361,000 | 3,528,000 | 4,717,000 |
| Interest expense | 172,000 | 345,000 | 519,000 | 691,000 |
| Net interest income | 1,015,000 | 2,016,000 | 3,009,000 | 4,026,000 |
| Noninterest income | 151,000 | 686,000 | 1,629,000 | 2,667,000 |
| Noninterest expense | 1,085,000 | 2,468,000 | 4,202,000 | 6,008,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 234,000 | 436,000 | 685,000 |
| Income tax | 4,000 | 12,000 | 22,000 | 25,000 |
| Net income | 77,000 | 222,000 | 414,000 | 660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,149,000 | 16,294,000 | 16,486,000 | 16,732,000 |
| Total capital | 17,199,000 | 17,348,000 | 17,533,000 | 17,294,000 |
| Risk-weighted assets | 86,499,000 | 86,619,000 | 85,769,000 | 85,120,000 |