Call reports 2013
FAIRFAX STATE SAVINGS BANK — 2013
What FAIRFAX STATE SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 154,310,000 | 150,685,000 | 150,495,000 | 146,355,000 |
| Total loans | 48,567,000 | 50,487,000 | 52,627,000 | 52,554,000 |
| Allowance for loan losses | 1,145,000 | 1,091,000 | 1,114,000 | 1,116,000 |
| Securities available for sale | 83,207,000 | 82,631,000 | 83,044,000 | 81,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,542,000 | 133,816,000 | 133,218,000 | 128,774,000 |
| Interest-bearing deposits | 117,616,000 | 117,572,000 | 114,998,000 | 112,062,000 |
| Noninterest-bearing deposits | 18,926,000 | 16,244,000 | 18,220,000 | 16,712,000 |
| Equity capital | 16,343,000 | 15,344,000 | 15,706,000 | 16,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,226,000 | 2,325,000 | 3,557,000 | 4,734,000 |
| Interest expense | 206,000 | 403,000 | 589,000 | 772,000 |
| Net interest income | 1,020,000 | 1,922,000 | 2,968,000 | 3,962,000 |
| Noninterest income | 142,000 | 664,000 | 1,612,000 | 2,765,000 |
| Noninterest expense | 1,125,000 | 2,407,000 | 4,047,000 | 5,490,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 26,000 | 156,000 | 490,000 | 1,194,000 |
| Income tax | 1,000 | 8,000 | 24,000 | 60,000 |
| Net income | 25,000 | 148,000 | 466,000 | 1,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,326,000 | 15,449,000 | 15,766,000 | 16,434,000 |
| Total capital | 15,967,000 | 16,155,000 | 16,838,000 | 17,447,000 |
| Risk-weighted assets | 79,368,000 | 92,578,000 | 85,804,000 | 80,916,000 |