Call reports 2012
FAIRFAX STATE SAVINGS BANK — 2012
What FAIRFAX STATE SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 145,923,000 | 151,658,000 | 148,752,000 | 152,909,000 |
| Total loans | 51,488,000 | 52,210,000 | 52,557,000 | 49,130,000 |
| Allowance for loan losses | 940,000 | 1,034,000 | 1,138,000 | 1,190,000 |
| Securities available for sale | 77,565,000 | 79,153,000 | 80,914,000 | 79,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,346,000 | 133,909,000 | 130,733,000 | 134,826,000 |
| Interest-bearing deposits | 113,771,000 | 119,851,000 | 115,355,000 | 118,065,000 |
| Noninterest-bearing deposits | 14,575,000 | 14,058,000 | 15,378,000 | 16,761,000 |
| Equity capital | 16,228,000 | 16,237,000 | 16,407,000 | 16,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,409,000 | 2,757,000 | 4,139,000 | 5,485,000 |
| Interest expense | 321,000 | 638,000 | 922,000 | 1,192,000 |
| Net interest income | 1,088,000 | 2,119,000 | 3,217,000 | 4,293,000 |
| Noninterest income | 163,000 | 764,000 | 1,459,000 | 2,873,000 |
| Noninterest expense | 1,079,000 | 2,512,000 | 4,100,000 | 6,111,000 |
| Provision for loan losses | 150,000 | 275,000 | 375,000 | 450,000 |
| Pretax income | 22,000 | 111,000 | 216,000 | 629,000 |
| Income tax | 0 | 6,000 | 11,000 | 32,000 |
| Net income | 22,000 | 105,000 | 205,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,007,000 | 15,090,000 | 15,190,000 | 15,582,000 |
| Total capital | 15,947,000 | 16,124,000 | 16,256,000 | 16,589,000 |
| Risk-weighted assets | 76,457,000 | 82,382,000 | 84,458,000 | 80,375,000 |