Call reports 2011
FAIRFAX STATE SAVINGS BANK — 2011
What FAIRFAX STATE SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 145,183,000 | 143,757,000 | 145,331,000 | 148,911,000 |
| Total loans | 57,194,000 | 57,321,000 | 56,125,000 | 53,124,000 |
| Allowance for loan losses | 1,385,000 | 1,456,000 | 1,347,000 | 1,074,000 |
| Securities available for sale | 68,622,000 | 72,349,000 | 73,959,000 | 76,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,371,000 | 127,682,000 | 128,877,000 | 131,482,000 |
| Interest-bearing deposits | 117,699,000 | 114,379,000 | 115,245,000 | 115,741,000 |
| Noninterest-bearing deposits | 12,672,000 | 13,303,000 | 13,632,000 | 15,741,000 |
| Equity capital | 14,561,000 | 15,722,000 | 16,110,000 | 16,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,467,000 | 2,982,000 | 4,505,000 | 5,963,000 |
| Interest expense | 455,000 | 864,000 | 1,247,000 | 1,604,000 |
| Net interest income | 1,012,000 | 2,118,000 | 3,258,000 | 4,359,000 |
| Noninterest income | 80,000 | 149,000 | 116,000 | 1,746,000 |
| Noninterest expense | 767,000 | 1,569,000 | 2,292,000 | 4,649,000 |
| Provision for loan losses | 1,625,000 | 1,635,000 | 1,815,000 | 2,085,000 |
| Pretax income | -1,300,000 | -937,000 | -443,000 | -474,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,300,000 | -937,000 | -443,000 | -474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,278,000 | 14,642,000 | 15,095,000 | 15,105,000 |
| Total capital | 15,416,000 | 15,767,000 | 16,170,000 | 16,179,000 |
| Risk-weighted assets | 90,790,000 | 89,673,000 | 90,674,000 | 87,081,000 |