Call reports 2010
FAIRFAX STATE SAVINGS BANK — 2010
What FAIRFAX STATE SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 137,486,000 | 137,710,000 | 136,554,000 | 137,585,000 |
| Total loans | 57,399,000 | 59,160,000 | 59,357,000 | 59,526,000 |
| Allowance for loan losses | 972,000 | 951,000 | 975,000 | 985,000 |
| Securities available for sale | 60,675,000 | 66,214,000 | 65,956,000 | 66,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,644,000 | 121,293,000 | 119,354,000 | 121,409,000 |
| Interest-bearing deposits | 109,721,000 | 106,261,000 | 105,853,000 | 107,951,000 |
| Noninterest-bearing deposits | 11,923,000 | 15,032,000 | 13,501,000 | 13,458,000 |
| Equity capital | 15,524,000 | 15,997,000 | 16,804,000 | 15,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,517,000 | 3,088,000 | 4,653,000 | 6,205,000 |
| Interest expense | 515,000 | 1,004,000 | 1,478,000 | 1,944,000 |
| Net interest income | 1,002,000 | 2,084,000 | 3,175,000 | 4,261,000 |
| Noninterest income | 69,000 | 151,000 | 257,000 | 293,000 |
| Noninterest expense | 656,000 | 1,297,000 | 2,124,000 | 2,889,000 |
| Provision for loan losses | 1,900,000 | 2,000,000 | 2,070,000 | 2,150,000 |
| Pretax income | -1,621,000 | -1,179,000 | -879,000 | -527,000 |
| Income tax | 0 | 0 | 0 | -26,000 |
| Net income | -1,621,000 | -1,179,000 | -879,000 | -501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,579,000 | 15,020,000 | 15,320,000 | 15,579,000 |
| Total capital | 15,551,000 | 15,971,000 | 16,295,000 | 16,564,000 |
| Risk-weighted assets | 85,064,000 | 85,045,000 | 87,588,000 | 90,058,000 |