Call reports 2006
FAIRFAX STATE SAVINGS BANK — 2006
What FAIRFAX STATE SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 96,338,000 | 97,761,000 | 97,096,000 | 98,820,000 |
| Total loans | 50,903,000 | 50,994,000 | 51,561,000 | 50,865,000 |
| Allowance for loan losses | 413,000 | 430,000 | 445,000 | 473,000 |
| Securities available for sale | 39,992,000 | 36,990,000 | 39,601,000 | 39,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,855,000 | 83,269,000 | 82,090,000 | 83,877,000 |
| Interest-bearing deposits | 72,629,000 | 72,336,000 | 72,241,000 | 73,357,000 |
| Noninterest-bearing deposits | 9,226,000 | 10,933,000 | 9,848,000 | 10,520,000 |
| Equity capital | 14,151,000 | 14,109,000 | 14,599,000 | 14,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,216,000 | 2,498,000 | 3,821,000 | 5,199,000 |
| Interest expense | 525,000 | 1,089,000 | 1,738,000 | 2,418,000 |
| Net interest income | 691,000 | 1,409,000 | 2,083,000 | 2,781,000 |
| Noninterest income | 160,000 | 221,000 | 282,000 | 428,000 |
| Noninterest expense | 611,000 | 1,182,000 | 1,743,000 | 2,279,000 |
| Provision for loan losses | 25,000 | 50,000 | 150,000 | 200,000 |
| Pretax income | 215,000 | 398,000 | 472,000 | 730,000 |
| Income tax | 0 | 18,000 | 25,000 | 34,000 |
| Net income | 215,000 | 380,000 | 447,000 | 696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,753,000 | 14,917,000 | 15,004,000 | 14,952,000 |
| Total capital | 15,166,000 | 15,347,000 | 15,449,000 | 15,425,000 |
| Risk-weighted assets | 58,528,000 | 58,022,000 | 59,947,000 | 59,831,000 |