Call reports 2002
FAIRFAX STATE SAVINGS BANK — 2002
What FAIRFAX STATE SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 76,401,000 | 78,017,000 | 79,937,000 | 82,654,000 |
| Total loans | 35,651,000 | 37,336,000 | 36,787,000 | 38,067,000 |
| Allowance for loan losses | 313,000 | 259,000 | 264,000 | 308,000 |
| Securities available for sale | 28,244,000 | 28,628,000 | 29,626,000 | 30,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,994,000 | 65,123,000 | 66,292,000 | 69,231,000 |
| Interest-bearing deposits | 57,048,000 | 60,781,000 | 58,699,000 | 60,110,000 |
| Noninterest-bearing deposits | 6,946,000 | 4,342,000 | 7,593,000 | 9,121,000 |
| Equity capital | 12,017,000 | 12,130,000 | 13,139,000 | 13,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,099,000 | 2,228,000 | 3,368,000 | 4,502,000 |
| Interest expense | 473,000 | 926,000 | 1,367,000 | 1,796,000 |
| Net interest income | 626,000 | 1,302,000 | 2,001,000 | 2,706,000 |
| Noninterest income | 70,000 | 140,000 | 214,000 | 288,000 |
| Noninterest expense | 779,000 | 1,557,000 | 1,945,000 | 2,515,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 100,000 |
| Pretax income | -133,000 | -148,000 | 237,000 | 396,000 |
| Income tax | 45,000 | 46,000 | 51,000 | 53,000 |
| Net income | -178,000 | -194,000 | 186,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,637,000 | 11,620,000 | 12,001,000 | 11,956,000 |
| Total capital | 11,950,000 | 11,879,000 | 12,265,000 | 12,264,000 |
| Risk-weighted assets | 55,757,000 | 53,875,000 | 55,948,000 | 61,423,000 |