Call reports 2001
FAIRFAX STATE SAVINGS BANK — 2001
What FAIRFAX STATE SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 68,448,000 | 70,183,000 | 74,570,000 | 78,727,000 |
| Total loans | 36,576,000 | 37,797,000 | 37,000,000 | 35,583,000 |
| Allowance for loan losses | 323,000 | 329,000 | 334,000 | 288,000 |
| Securities available for sale | 24,469,000 | 23,208,000 | 24,448,000 | 25,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,634,000 | 56,987,000 | 60,819,000 | 65,857,000 |
| Interest-bearing deposits | 50,183,000 | 50,822,000 | 54,476,000 | 58,245,000 |
| Noninterest-bearing deposits | 5,451,000 | 6,165,000 | 6,343,000 | 7,612,000 |
| Equity capital | 12,250,000 | 12,609,000 | 13,148,000 | 12,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,205,000 | 2,444,000 | 3,684,000 | 4,707,000 |
| Interest expense | 609,000 | 1,199,000 | 1,778,000 | 2,331,000 |
| Net interest income | 596,000 | 1,245,000 | 1,906,000 | 2,376,000 |
| Noninterest income | 53,000 | 92,000 | 151,000 | 219,000 |
| Noninterest expense | 366,000 | 719,000 | 1,092,000 | 1,813,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 283,000 | 618,000 | 965,000 | 762,000 |
| Income tax | 19,000 | 40,000 | 61,000 | 111,000 |
| Net income | 264,000 | 578,000 | 904,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,750,000 | 12,065,000 | 12,390,000 | 11,895,000 |
| Total capital | 12,073,000 | 12,394,000 | 12,724,000 | 12,183,000 |
| Risk-weighted assets | 46,645,000 | 46,701,000 | 49,255,000 | 57,403,000 |