Call reports 2015
MID AMERICA BANK — 2015
What MID AMERICA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 87,627,000 | 86,098,000 | 88,163,000 | 83,372,000 |
| Total loans | 60,072,000 | 57,248,000 | 58,272,000 | 59,727,000 |
| Allowance for loan losses | 2,210,000 | 2,213,000 | 1,513,000 | 1,515,000 |
| Securities available for sale | 17,637,000 | 16,664,000 | 15,293,000 | 14,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,243,000 | 76,076,000 | 78,153,000 | 71,822,000 |
| Interest-bearing deposits | 68,670,000 | 67,468,000 | 69,500,000 | 62,799,000 |
| Noninterest-bearing deposits | 8,573,000 | 8,608,000 | 8,653,000 | 9,023,000 |
| Equity capital | 9,753,000 | 9,450,000 | 9,503,000 | 9,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 912,000 | 1,751,000 | 2,535,000 | 3,361,000 |
| Interest expense | 143,000 | 281,000 | 419,000 | 552,000 |
| Net interest income | 769,000 | 1,470,000 | 2,116,000 | 2,809,000 |
| Noninterest income | 168,000 | 210,000 | 325,000 | 476,000 |
| Noninterest expense | 949,000 | 1,882,000 | 2,845,000 | 3,755,000 |
| Provision for loan losses | 0 | 0 | -200,000 | -198,000 |
| Pretax income | -12,000 | -138,000 | -140,000 | -157,000 |
| Income tax | 0 | 0 | 0 | -123,000 |
| Net income | -12,000 | -138,000 | -140,000 | -34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,316,000 | 9,196,000 | 9,202,000 | 9,315,000 |
| Total capital | 10,052,000 | 9,918,000 | 9,911,000 | 10,086,000 |
| Risk-weighted assets | 57,480,000 | 56,275,000 | 55,961,000 | 61,013,000 |