Call reports 2014
MID AMERICA BANK — 2014
What MID AMERICA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 94,648,000 | 95,314,000 | 93,583,000 | 91,887,000 |
| Total loans | 55,859,000 | 61,375,000 | 62,788,000 | 61,590,000 |
| Allowance for loan losses | 2,186,000 | 2,169,000 | 2,129,000 | 2,145,000 |
| Securities available for sale | 14,306,000 | 14,169,000 | 15,624,000 | 16,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,024,000 | 84,717,000 | 83,163,000 | 81,671,000 |
| Interest-bearing deposits | 75,043,000 | 73,211,000 | 75,420,000 | 74,062,000 |
| Noninterest-bearing deposits | 8,981,000 | 11,506,000 | 7,743,000 | 7,609,000 |
| Equity capital | 9,953,000 | 9,888,000 | 9,794,000 | 9,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,026,000 | 2,003,000 | 3,013,000 | 4,010,000 |
| Interest expense | 156,000 | 314,000 | 469,000 | 622,000 |
| Net interest income | 870,000 | 1,689,000 | 2,544,000 | 3,388,000 |
| Noninterest income | 29,000 | 78,000 | 194,000 | 246,000 |
| Noninterest expense | 942,000 | 1,961,000 | 2,927,000 | 3,996,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 95,000 | -54,000 | 40,000 | -112,000 |
| Income tax | 0 | 0 | 0 | -26,000 |
| Net income | 95,000 | -54,000 | 40,000 | -86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,300,000 | 9,168,000 | 9,280,000 | 9,171,000 |
| Total capital | 9,986,000 | 9,918,000 | 10,045,000 | 9,911,000 |
| Risk-weighted assets | 54,437,000 | 58,677,000 | 59,928,000 | 58,201,000 |