Call reports 2013
MID AMERICA BANK — 2013
What MID AMERICA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 110,474,000 | 105,754,000 | 100,308,000 | 94,029,000 |
| Total loans | 75,866,000 | 67,337,000 | 58,216,000 | 57,789,000 |
| Allowance for loan losses | 2,975,000 | 2,179,000 | 2,054,000 | 2,055,000 |
| Securities available for sale | 16,228,000 | 15,725,000 | 18,104,000 | 17,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,075,000 | 94,737,000 | 89,545,000 | 83,391,000 |
| Interest-bearing deposits | 92,901,000 | 86,548,000 | 81,969,000 | 74,826,000 |
| Noninterest-bearing deposits | 6,174,000 | 8,189,000 | 7,576,000 | 8,564,000 |
| Equity capital | 10,620,000 | 10,296,000 | 10,177,000 | 9,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,447,000 | 3,666,000 | 4,794,000 |
| Interest expense | 200,000 | 390,000 | 568,000 | 731,000 |
| Net interest income | 1,030,000 | 2,057,000 | 3,098,000 | 4,063,000 |
| Noninterest income | 424,000 | 523,000 | 560,000 | 584,000 |
| Noninterest expense | 1,293,000 | 2,623,000 | 3,732,000 | 4,949,000 |
| Provision for loan losses | 225,000 | 225,000 | 225,000 | 226,000 |
| Pretax income | -64,000 | -268,000 | -299,000 | -528,000 |
| Income tax | 0 | 0 | 33,000 | 102,000 |
| Net income | -64,000 | -268,000 | -332,000 | -630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,703,000 | 9,516,000 | 9,469,000 | 9,188,000 |
| Total capital | 10,553,000 | 10,326,000 | 10,199,000 | 9,888,000 |
| Risk-weighted assets | 68,961,000 | 64,059,000 | 57,070,000 | 55,313,000 |