Call reports 2012
MID AMERICA BANK — 2012
What MID AMERICA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 121,176,000 | 113,070,000 | 114,058,000 | 110,923,000 |
| Total loans | 80,450,000 | 81,016,000 | 86,977,000 | 81,649,000 |
| Allowance for loan losses | 953,000 | 909,000 | 2,066,000 | 2,445,000 |
| Securities available for sale | 23,775,000 | 19,122,000 | 17,518,000 | 16,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,571,000 | 97,390,000 | 99,343,000 | 99,368,000 |
| Interest-bearing deposits | 94,703,000 | 89,100,000 | 91,643,000 | 89,346,000 |
| Noninterest-bearing deposits | 10,868,000 | 8,290,000 | 7,700,000 | 10,021,000 |
| Equity capital | 15,208,000 | 15,470,000 | 14,239,000 | 10,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,868,000 | 4,310,000 | 5,629,000 |
| Interest expense | 275,000 | 512,000 | 744,000 | 970,000 |
| Net interest income | 1,170,000 | 2,356,000 | 3,566,000 | 4,659,000 |
| Noninterest income | 714,000 | 1,189,000 | 1,923,000 | 2,596,000 |
| Noninterest expense | 1,662,000 | 3,082,000 | 4,659,000 | 9,211,000 |
| Provision for loan losses | 75,000 | 150,000 | 1,775,000 | 2,299,000 |
| Pretax income | 147,000 | 570,000 | -688,000 | -3,998,000 |
| Income tax | 0 | 0 | 11,000 | 327,000 |
| Net income | 147,000 | 570,000 | -699,000 | -4,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,946,000 | 11,387,000 | 10,134,000 | 9,749,000 |
| Total capital | 11,899,000 | 12,296,000 | 11,074,000 | 10,649,000 |
| Risk-weighted assets | 85,946,000 | 85,375,000 | 77,611,000 | 72,301,000 |