Call reports 2010
MID AMERICA BANK — 2010
What MID AMERICA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 85,605,000 | 93,554,000 | 100,875,000 | 114,893,000 |
| Total loans | 58,195,000 | 66,724,000 | 68,703,000 | 74,294,000 |
| Allowance for loan losses | 560,000 | 717,000 | 748,000 | 763,000 |
| Securities available for sale | 18,931,000 | 16,909,000 | 17,654,000 | 21,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,809,000 | 77,535,000 | 85,660,000 | 98,900,000 |
| Interest-bearing deposits | 65,504,000 | 70,455,000 | 79,076,000 | 91,686,000 |
| Noninterest-bearing deposits | 6,305,000 | 7,080,000 | 6,584,000 | 7,214,000 |
| Equity capital | 11,485,000 | 12,084,000 | 12,926,000 | 14,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,092,000 | 2,279,000 | 3,566,000 | 4,909,000 |
| Interest expense | 281,000 | 597,000 | 935,000 | 1,311,000 |
| Net interest income | 811,000 | 1,682,000 | 2,631,000 | 3,598,000 |
| Noninterest income | 293,000 | 673,000 | 1,680,000 | 3,256,000 |
| Noninterest expense | 973,000 | 1,980,000 | 3,468,000 | 5,549,000 |
| Provision for loan losses | 128,000 | 298,000 | 531,000 | 621,000 |
| Pretax income | 3,000 | 77,000 | 312,000 | 701,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | 77,000 | 312,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,623,000 | 8,214,000 | 8,966,000 | 10,371,000 |
| Total capital | 8,183,000 | 8,931,000 | 9,714,000 | 11,134,000 |
| Risk-weighted assets | 62,626,000 | 68,233,000 | 71,225,000 | 73,666,000 |